|
Sr |
Period of fixed deposits |
Changed interest rates from 11 August 2025 |
|
|
General citizen |
Senior citizens |
||
|
1 |
15 days to 45 days |
3.25 % |
3.75% |
|
2 |
46 days to 180 days |
4.50% |
5.00% |
|
3 |
181 days but less than 1 year |
5.50% |
6.00% |
|
4 |
425 days (scheme limited period) (1)less than 15 lakhs (2)15 lakhs and above but Rs. less than 01 crore (3)01 crore and above |
6.75% 6.85% 6.95% |
7.25% 7.35% 7.45% |
|
5 |
1 year and above but less than 2 years
|
|
|
|
6 |
2 years and above
|
6.50%
|
7.00%
|
|
saving account :- The interest rate on savings accounts is 3.00 percent per annum. This interest is paid to the accounts of account holders on half yearly basis. |
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|
* Smart Saving Deposit Account (GL-46) :- (1) Rs. 3.5 percent interest on deposits up to Rs 1 lakh (2) Rs. More than 01 lakh but maximum Rs. 4 percent interest up to Rs 5 lakh (2) Rs. 4.75 percent interest on balance more than Rs 5 lakh Interest is paid into account holders' accounts on half yearly basis |
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