Deposit Interest Rates
|
Sr |
Period of fixed deposits |
Changed interest rates from 27 Jan 2026 |
|
|
General citizen |
Senior citizens |
||
|
1 |
15 days to 45 days |
3.25 % |
3.75% |
|
2 |
46 days to 179 days |
4.25% |
4.75% |
|
3 |
180 days but less than 1 year |
5.25% |
5.75% |
|
4 |
1 year and above but less than 3 years |
|
|
|
5 |
Above 3 years |
6.25% |
6.75% |
|
6 |
425 days (scheme limited period) |
6.30 % |
6.80 %
|
|
7 |
1111 Days (Scheme Limited Period) (i)Less than 15 lakhs
(ii)15 lakhs and above (One Single FDR)
|
6.50 %
6.55 %
|
7.00%
7.05%
|
|
saving account :- The interest rate on savings accounts is 3.00 percent per annum. This interest is paid to the accounts of account holders on half yearly basis. |
|||
|
* Smart Saving Deposit Account (GL-46) :- (1) Rs. 3.5 percent interest on deposits up to Rs 1 lakh (2) Rs. More than 01 lakh but maximum Rs. 4 percent interest up to Rs 5 lakh (2) Rs. 4.75 percent interest on balance more than Rs 5 lakh Interest is paid into account holders' accounts on half yearly basis |
|||